Business Checking Accounts

	Small Business Checking	Business Checking	Health Savings Account
Description	Small Business Checking A simple account for businesses with a low transaction volume.	Business Checking A checking account for those with moderate transaction volumes.	Health Savings Account If your company has a high deductible health care plan, we can help your employees save for, manage and pay their health-care costs tax-free with a HSA.
Minimum Opening Balance	Small Business Checking $100.00	Business Checking $100.00	Health Savings Account $100.00
Farmers & Merchants VISA Debit/ATM Card	Small Business Checking Yes	Business Checking Yes	Health Savings Account Debit Card Only
e-Statements¹	Small Business Checking Yes	Business Checking Yes	Health Savings Account Yes
Paper Statements¹	Small Business Checking Yes	Business Checking Yes	Health Savings Account Yes
Transaction Limitations	Small Business Checking Up to 150 items²	Business Checking Up to 500 items²	Health Savings Account N/A
Earns Interest	Small Business Checking N/A	Business Checking with $10,000 ADB³	Health Savings Account Yes
Interested?	Small Business Checking Learn More	Business Checking Learn More	Health Savings Account Learn More

Cost of service for e-Statements and Paper Statements vary by account and by balance. Please contact Bank Representative for details.
Items include checks, ACH debits/credits and deposited checks. Please contact Bank Representative for cost of items over maximum
Average Daily Balance(ADB) is calculated by adding the ending balance of each day in the statement cycle and dividing that total by the number of days in the statement cycle.

A simple account for businesses with a low transaction volume.

Great Benefits of our Checking Accounts:

A checking account for those with moderate transaction volume.

Great Benefits of our Checking Accounts:

Account used with qualified high deductible health plans

Great Benefits of this Account: