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Is it time to refinance your mortgage?

Covid-19 is still wreaking havoc around the world, including in the financial markets. If you are in a position to ride out the storm until sunnier skies arrive, that’s great! On the other hand, now may be a good time to consider refinancing your home to lower your mortgage payments and/or even withdraw some cash. […]

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Supporting Small Business Matters

During the last 8 months, you have likely heard more about supporting small business than you’ve ever heard before. At Farmers & Merchants Bank, we’ve always supported small business. We truly understand the impact they have on communities throughout the country. It’s what our philosophy is all about! Here are 5 reasons to support your […]

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5 FARMERS & MERCHANTS CONTACTLESS BANKING OPTIONS FOR YOU!

While we continue to social distance, we should not have to worry about distancing from our finances. Now more than ever there is a need for contactless banking and we have you covered. Mobile Wallet A mobile wallet is essentially a “virtual wallet” application (app) that stores your debit or payment card information on a […]

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Stimulus Checks 101

If you are like most people in the US who have filed or paid taxes, had previously been employed and/or received retirement benefits, you should be receiving a stimulus check from the US Treasury due to the Covid-19 crisis if you haven’t already. To better understand what this payment represents, let’s briefly explore the government’s […]

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Staying Vigilant in Difficult Times

By now anyone who is reading this blog understands that the world is dealing with a situation unparalleled in recent history – a worldwide pandemic driven by a Coronavirus strain known as Covid 19. In these uncertain times, unsubstantiated fear and panic sometimes leads people to make rash or irrational decisions out of fear which […]

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