Cyber Security Tips

In today’s digital age, protecting your personal and financial information is more critical than ever. At Farmers & Merchants Bank, we prioritize your security and are committed to helping you stay safe online. Here are some essential cybersecurity tips to safeguard your sensitive data:

1. Use Strong, Unique Passwords
   We’ve said if before and we will say it again; a robust password is your first line of defense against cyber threats. Use a combination of letters, numbers, and special characters. Avoid using easily guessable information such as birthdays or common words. Consider using a password manager to generate and store complex passwords securely.
2. Enable Two-Factor Authentication (2FA)
   We can’t stress this enough. Two-factor authentication adds an extra layer of security by requiring not only a password and username but also something that only the user has on them, i.e., a piece of information only they should know or have immediately to hand, such as a physical token. Many online services, including banking and email, offer 2FA.
3. Be Wary of Phishing Scams
   BE AWARE! Phishing scams are fraudulent attempts to obtain sensitive information by disguising themselves as trustworthy entities. Always double-check the sender’s email address and look for signs of phishing, such as urgent language, spelling errors, or suspicious links. Never provide personal information through email. We will never ask for sensitive information in an email or text message.
4. Keep Your Software Updated
   Be proactive. Software updates often include security patches that protect against the latest threats. Ensure that your operating system, antivirus software, and applications are up to date. Enable automatic updates whenever possible.
5. Secure Your Mobile Devices
   Your mobile devices are gateways to your personal information. Use strong passwords or authentication methods such as fingerprints or your face to secure your devices. Be cautious about downloading apps and ensure they are from reputable sources.
6. Monitor Your Accounts Regularly
   Keep an eye out. Regularly check your bank statements and account activity for any unauthorized transactions. Early detection of suspicious activity can prevent significant financial loss. Set up account alerts to stay informed about your account activity in real-time.
7. Use Secure Networks
   Avoid accessing sensitive information over public Wi-Fi networks, which can be easily compromised. Use a virtual private network (VPN) to encrypt your internet connection and protect your data when using public or unsecured networks.
8. Educate Yourself and Stay Informed
   Cyber threats are constantly evolving. Stay informed about the latest cybersecurity trends and threats.

At Farmers & Merchants Bank, your security is our priority. By following these tips and staying vigilant, you can protect yourself from cyber threats and enjoy peace of mind. For more information on how to stay safe online, visit our website or contact us directly. Together, we can make the digital world a safer place.