Business Banking

WeHeartSmall Businesses

Online Banking Login

At Farmers & Merchants, we offer many options for your business needs. Whether you’re just getting started or have been in business for years, we have an account that fits your needs.

Checking Accounts

Farmers & Merchants offers a variety of options.

Click here for a list of accounts.


Farmers & Merchants has created two options for savings; one is sure to fit your needs.

Click here for more information.

Business Loans

We offer a variety of Small Business, Commercial, and Ag Loans.

Learn More


If your company has a high-deductible health care plan, we can help your employees save for, manage and pay their healthcare costs tax-free with a Health Savings Account (HSA). Our HSAs offer no setup fee and no minimum to open (the first contribution opens the account). Your employees will receive free debit card access, free online and mobile banking access, interest paid on account balance and monthly statements.